If you are presently in the market to purchase a new home then you are probably excited about the prospect but also overwhelmed by the fact that you need to look for financing in order for this dream to be made into a reality. Just as it is wise and very smart to do enough looking around and shopping when it comes to a new house purchase the same can be said when you are looking for the right mortgage lender. You need to know what lenders are available to you and you need to look at enough of them in order to use them as a source of comparison. The right mortgage lender is out there for you. It is just a matter of making contact with the most appropriate professional for the job. You should speak with at least three or four mortgage lenders. Two is probably not enough but five may be something that your schedule does not allow. Before you sit down with any lender you must decide what is most important to you and then from there you will be able to communicate your needs to the mortgage professional. There are certain things that a good mortgage lender will always do. He will ask plenty of questions regarding your personal financial circumstances in order to get a clear picture of where you are financially speaking and where you want to go. He will make himself as available as possible to answer all of the questions that you find yourself needing to ask, or requiring further clarification on. Be prepared for your meeting with the lender by having a series of questions written down on a piece of paper. The lender will be dedicated and determined when it comes to customizing a loan that is most fitting for your needs and for your financial situation. He will not simply recommend that you take a one size fits all kind of mortgage. It is very hard if not possible for there to be such a loan as everyone’s situation is not the same size. The type of lender that you want to work with is one who will never ask you to do anything at all that will cause you any level of discomfort. He will instead want you to be happy with his work and comfortable with the decision that you make. You want to hire a mortgage lender who makes you a priority of his. You are his client after all and you want to be given a place of importance in his daily work schedule. You want to work with an individual who returns your phone calls in a prompt and timely manner and the same can be said for your e-mails. You probably know many different people who have bought houses. Ask these people who they used for a lender when they were in need of financing to buy. Find out what their experiences were and ask for the names of lenders that they can recommend to you. Once you have some names then do your own research to find a lender who is suitable for your situation. There is no better place to find the largest percentage of lenders then through the Internet.

Posted in Finance Specialists

Saturday, June 29, 2013

Fiji’s national airline Air Pacific has now officially returned to its original name: Fiji Airways. Fiji Airways adopted the Air Pacific name in 1971, slightly prior to its first international flight on June 3, 1973. The re-brand was described by interim CEO Aubrey Swift as allowing the airline to align itself “closer with Fiji as a destination”. The name change is designed in part to reduce the confusion which surrounded the name Air Pacific. Swift noted that “Air Pacific just didn’t resonate with our customers” and said that same people “thought we were an air conditioning company”.

Along with the name change, the airline has redesigned its website, and changed the name of each of its classes of service. Pacific Voyager and Tabua Class have been replaced with economy and business class respectively. The airline has also introduced plans to overhaul its fleet of older Boeing 747s with Airbus A330s. It has said that the completion of this overhaul and the re-branding efforts will be completed by the end of the year.

The airline’s new brand-mark and livery features a masi design created by Fijian artist, Makereta Matemosi. The new identity is to “symbolises the airline’s new identity and epitomises all that Fiji Airways represents. It is authentic, distinctive, and true to the airline’s Fijian roots”, the airline said.

Retrieved from “https://en.wikinews.org/w/index.php?title=Air_Pacific_re-brands_as_Fiji_Airways&oldid=4511840”
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Saturday, July 12, 2008

In what regulators have described as the second-largest bank failure in the history of the United States, IndyMac Bank has been closed by the Office of Thrift Supervision and placed under the conservatorship of the Federal Deposit Insurance Corporation (FDIC) due to plummeting shares and the start of a run on the bank. This is the fifth FDIC-insured failure of the year.

The FDIC has said that it will transfer all insured deposits and substantial assets, to the new IndyMac Federal Bank which, as the name implies, is controlled by an agency of the federal government. The aim is for the transfer to be completed by Monday.

In a press release, the FDIC attempted to reassure customers by saying that, “insured depositors and borrowers will automatically become customers of IndyMac Federal, FSB and will continue to have uninterrupted customer service and access to their funds by ATM, debit cards and writing checks in the same manner as before.” As an FDIC-insured bank, all FDIC accounts are guaranteed up to US$100,000. The FDIC has also placed a special advance, guaranteeing any funds over $100,000 for 50 cents to the dollar.

This move by the FDIC is expected to cost the organization at least four billion USD per year.

In the days leading up to the conservatorship, market analysts have predicted the failure of IndyMac due to the fact that it was shedding jobs and closing many of its branch offices.

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byAlma Abell

With each report of a home invasion in a middle class neighborhood, people become more security conscious. Fearful of people who knock on their door, they replace their locks with those that can’t be picked or drilled. The latest trend is to have a Locksmith in Tulsa install surveillance cameras at all of the doors. That way the people in the house don’t have to even go near the door to open it. They can use a phone, tablet or computer monitor to see who wants entry to their home. If need be, they can all the police from the safety of a locked room.

Homeowners who need to make money off of their housing investment are creating small apartments in their basements or attics. Most fire codes require two access points. Therefore, it’s sometimes not legally possible to close off the connection between the living quarters. For everyone’s protection, they need to make sure that that the door between the home and apartment is secure. A Locksmith in Tulsa can create a door lock system that guarantees the security and safety of both the tenant and homeowner. If this door is breached, it’s important that the locksmith be available 24 hours a day to repair it.

Sometimes people get home at 2am and realize that they don’t have their keys with them. For security reasons they haven’t been handing out their keys to their neighbors or hiding them in a flower pot. They can call their locksmith for help at any time and know that they will arrive quickly with the tools they need to open the door. They can check out the website 24-7mobilelocksmith.com to learn about the Mobile Locksmith company. While it’s inconvenient to be at home and not be able to enter the house, it’s not usually scary.

Realizing that the keys are in the car in a deserted parking lot after a late night in the city can be scary. It is very stressful waiting in a lonely and unfamiliar place. Locksmiths understand this and respond as fast as possible. They have the equipment to open sophisticated electronic locks and to make new keys if necessary.

Posted in Networkings Solutions

Saturday, June 1, 2019

At around 12:20 p.m. local time on Wednesday (1620 UTC) in the United States capital city Washington DC, Arnav Gupta, 33-year-old of Bethesda, Maryland, set himself on fire in a publicly accessible area called the Ellipse, between the south lawn of the White House and the Washington Monument. Gupta was transported to a local hospital and originally listed in critical condition, according to officials, with burns over reportedly 85% of his body. He died that night.

Emergency responders included the Secret Service and US Park Police. Responders drove their vehicles onto the Ellipse where an officer used a fire extinguisher to put out the flames. The Secret Service confirmed a single male was transported to a local hospital and the response took place within seconds.

On Wednesday morning Gupta’s family members filed a missing persons report, according to the Montgomery County Police Department.

Tourists captured pictures and video of the incident. Once the white extinguisher smoked cleared the man had collapsed. Surrounding areas were reportedly shut down. As of Thursday, no official statement had been made on the man’s motivation.

Gupta’s self-immolation follows another attempt in April where a wheelchair-using individual attempted to set his jacket on fire along the north lawn fence line.

Retrieved from “https://en.wikinews.org/w/index.php?title=Man_sets_himself_on_fire_outside_US_White_House&oldid=4490544”
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Wednesday, February 4, 2009

A new historic physics record has been set by scientists for exceedingly small writing, opening a new door to computing‘s future. Stanford University physicists have claimed to have written the letters “SU” at sub-atomic size.

Graduate students Christopher Moon, Laila Mattos, Brian Foster and Gabriel Zeltzer, under the direction of assistant professor of physics Hari Manoharan, have produced the world’s smallest lettering, which is approximately 1.5 nanometres tall, using a molecular projector, called Scanning Tunneling Microscope (STM) to push individual carbon monoxide molecules on a copper or silver sheet surface, based on interference of electron energy states.

A nanometre (Greek: ?????, nanos, dwarf; ?????, metr?, count) is a unit of length in the metric system, equal to one billionth of a metre (i.e., 10-9 m or one millionth of a millimetre), and also equals ten Ångström, an internationally recognized non-SI unit of length. It is often associated with the field of nanotechnology.

“We miniaturised their size so drastically that we ended up with the smallest writing in history,” said Manoharan. “S” and “U,” the two letters in honor of their employer have been reduced so tiny in nanoimprint that if used to print out 32 volumes of an Encyclopedia, 2,000 times, the contents would easily fit on a pinhead.

In the world of downsizing, nanoscribes Manoharan and Moon have proven that information, if reduced in size smaller than an atom, can be stored in more compact form than previously thought. In computing jargon, small sizing results to greater speed and better computer data storage.

“Writing really small has a long history. We wondered: What are the limits? How far can you go? Because materials are made of atoms, it was always believed that if you continue scaling down, you’d end up at that fundamental limit. You’d hit a wall,” said Manoharan.

In writing the letters, the Stanford team utilized an electron‘s unique feature of “pinball table for electrons” — its ability to bounce between different quantum states. In the vibration-proof basement lab of Stanford’s Varian Physics Building, the physicists used a Scanning tunneling microscope in encoding the “S” and “U” within the patterns formed by the electron’s activity, called wave function, arranging carbon monoxide molecules in a very specific pattern on a copper or silver sheet surface.

“Imagine [the copper as] a very shallow pool of water into which we put some rocks [the carbon monoxide molecules]. The water waves scatter and interfere off the rocks, making well defined standing wave patterns,” Manoharan noted. If the “rocks” are placed just right, then the shapes of the waves will form any letters in the alphabet, the researchers said. They used the quantum properties of electrons, rather than photons, as their source of illumination.

According to the study, the atoms were ordered in a circular fashion, with a hole in the middle. A flow of electrons was thereafter fired at the copper support, which resulted into a ripple effect in between the existing atoms. These were pushed aside, and a holographic projection of the letters “SU” became visible in the space between them. “What we did is show that the atom is not the limit — that you can go below that,” Manoharan said.

“It’s difficult to properly express the size of their stacked S and U, but the equivalent would be 0.3 nanometres. This is sufficiently small that you could copy out the Encyclopaedia Britannica on the head of a pin not just once, but thousands of times over,” Manoharan and his nanohologram collaborator Christopher Moon explained.

The team has also shown the salient features of the holographic principle, a property of quantum gravity theories which resolves the black hole information paradox within string theory. They stacked “S” and the “U” – two layers, or pages, of information — within the hologram.

The team stressed their discovery was concentrating electrons in space, in essence, a wire, hoping such a structure could be used to wire together a super-fast quantum computer in the future. In essence, “these electron patterns can act as holograms, that pack information into subatomic spaces, which could one day lead to unlimited information storage,” the study states.

The “Conclusion” of the Stanford article goes as follows:

According to theory, a quantum state can encode any amount of information (at zero temperature), requiring only sufficiently high bandwidth and time in which to read it out. In practice, only recently has progress been made towards encoding several bits into the shapes of bosonic single-photon wave functions, which has applications in quantum key distribution. We have experimentally demonstrated that 35 bits can be permanently encoded into a time-independent fermionic state, and that two such states can be simultaneously prepared in the same area of space. We have simulated hundreds of stacked pairs of random 7 times 5-pixel arrays as well as various ideas for pathological bit patterns, and in every case the information was theoretically encodable. In all experimental attempts, extending down to the subatomic regime, the encoding was successful and the data were retrieved at 100% fidelity. We believe the limitations on bit size are approxlambda/4, but surprisingly the information density can be significantly boosted by using higher-energy electrons and stacking multiple pages holographically. Determining the full theoretical and practical limits of this technique—the trade-offs between information content (the number of pages and bits per page), contrast (the number of measurements required per bit to overcome noise), and the number of atoms in the hologram—will involve further work.Quantum holographic encoding in a two-dimensional electron gas, Christopher R. Moon, Laila S. Mattos, Brian K. Foster, Gabriel Zeltzer & Hari C. Manoharan

The team is not the first to design or print small letters, as attempts have been made since as early as 1960. In December 1959, Nobel Prize-winning physicist Richard Feynman, who delivered his now-legendary lecture entitled “There’s Plenty of Room at the Bottom,” promised new opportunities for those who “thought small.”

Feynman was an American physicist known for the path integral formulation of quantum mechanics, the theory of quantum electrodynamics and the physics of the superfluidity of supercooled liquid helium, as well as work in particle physics (he proposed the parton model).

Feynman offered two challenges at the annual meeting of the American Physical Society, held that year in Caltech, offering a $1000 prize to the first person to solve each of them. Both challenges involved nanotechnology, and the first prize was won by William McLellan, who solved the first. The first problem required someone to build a working electric motor that would fit inside a cube 1/64 inches on each side. McLellan achieved this feat by November 1960 with his 250-microgram 2000-rpm motor consisting of 13 separate parts.

In 1985, the prize for the second challenge was claimed by Stanford Tom Newman, who, working with electrical engineering professor Fabian Pease, used electron lithography. He wrote or engraved the first page of Charles Dickens’ A Tale of Two Cities, at the required scale, on the head of a pin, with a beam of electrons. The main problem he had before he could claim the prize was finding the text after he had written it; the head of the pin was a huge empty space compared with the text inscribed on it. Such small print could only be read with an electron microscope.

In 1989, however, Stanford lost its record, when Donald Eigler and Erhard Schweizer, scientists at IBM’s Almaden Research Center in San Jose were the first to position or manipulate 35 individual atoms of xenon one at a time to form the letters I, B and M using a STM. The atoms were pushed on the surface of the nickel to create letters 5nm tall.

In 1991, Japanese researchers managed to chisel 1.5 nm-tall characters onto a molybdenum disulphide crystal, using the same STM method. Hitachi, at that time, set the record for the smallest microscopic calligraphy ever designed. The Stanford effort failed to surpass the feat, but it, however, introduced a novel technique. Having equaled Hitachi’s record, the Stanford team went a step further. They used a holographic variation on the IBM technique, for instead of fixing the letters onto a support, the new method created them holographically.

In the scientific breakthrough, the Stanford team has now claimed they have written the smallest letters ever – assembled from subatomic-sized bits as small as 0.3 nanometers, or roughly one third of a billionth of a meter. The new super-mini letters created are 40 times smaller than the original effort and more than four times smaller than the IBM initials, states the paper Quantum holographic encoding in a two-dimensional electron gas, published online in the journal Nature Nanotechnology. The new sub-atomic size letters are around a third of the size of the atomic ones created by Eigler and Schweizer at IBM.

A subatomic particle is an elementary or composite particle smaller than an atom. Particle physics and nuclear physics are concerned with the study of these particles, their interactions, and non-atomic matter. Subatomic particles include the atomic constituents electrons, protons, and neutrons. Protons and neutrons are composite particles, consisting of quarks.

“Everyone can look around and see the growing amount of information we deal with on a daily basis. All that knowledge is out there. For society to move forward, we need a better way to process it, and store it more densely,” Manoharan said. “Although these projections are stable — they’ll last as long as none of the carbon dioxide molecules move — this technique is unlikely to revolutionize storage, as it’s currently a bit too challenging to determine and create the appropriate pattern of molecules to create a desired hologram,” the authors cautioned. Nevertheless, they suggest that “the practical limits of both the technique and the data density it enables merit further research.”

In 2000, it was Hari Manoharan, Christopher Lutz and Donald Eigler who first experimentally observed quantum mirage at the IBM Almaden Research Center in San Jose, California. In physics, a quantum mirage is a peculiar result in quantum chaos. Their study in a paper published in Nature, states they demonstrated that the Kondo resonance signature of a magnetic adatom located at one focus of an elliptically shaped quantum corral could be projected to, and made large at the other focus of the corral.

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Tuesday, April 20, 2021

Wikinews extended invitations by e-mail on March 23 to multiple candidates running in the Texas’ 6th congressional district special election of May 1 to fill a vacancy left upon the death of Republican congressman Ron Wright. Of them, the office of Democrat Daryl Eddings, Sr. agreed to answer some questions by phone March 30 about their campaigns and policies. The following is the interview with Ms Chatham on behalf of Mr Eddings, Sr.

Eddings is a federal law enforcement officer and senior non-commissioned officer in the US military. His experience as operations officer of an aviation unit in the California National Guard includes working in Los Angeles to control riots sparked by the O. J. Simpson murder case and the police handling of Rodney King, working with drug interdiction teams in Panama and Central America and fighting in the Middle East. He is the founder of Operation Battle Buddy, which has under his leadership kept in touch with over 20 thousand veterans and their families. He was born in California, but moved to Midlothian, Texas. He endeavours to bring “good government, not no government”. Campaign manager Faith Chatham spoke to Wikinews on matters ranging from healthcare to housing.

An Inside Elections poll published on March 18 shows Republican candidate Susan Wright, the widow of Ron Wright, is ahead by 21% followed by Democrat Jana Sanchez with 17% and Republican Jake Ellzey with 8% with a 4.6% margin of error among 450 likely voters. The district is considered “lean Republican” by Inside Elections and voted 51% in favour of Donald Trump in last year’s US presidential election. This is down from 54% for Trump in 2016’s presidential election, the same poll stated.

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By Terry Z. Voster

For the legendary Lamborghini sports car stable of fantastic ultra high performance and styled vehicles it all started with ordinary Fiat automobiles and tractors.

Mr. Lamborghini fully named Mr. Ferruccio Lamborghini got his start with Fiats and then went on to a large successful manufacturing concern that grew from a small manufacturing shop into a major producer of tractors. However at a certain point in every person s life they search out to complete what their real passion is. In the case of Lamborghini was finely styled and crafted motor cars. At 60 years of age, an established manufacturer of agricultural tractors Mr. Lamborghini decided that he could a better job of building a high end, beautifully styled, performance racing automobiles than either of the two dominant Italian auto firms of that auto industry sector – Ferrari and Maserati.

The first product out of the door had a chassis that was multi-tubular; the engine was front mounted sporting a 3.5 liter 12 cylinder V-12 engine. The V-12 engine itself was fitted with six Weber carburetors and ran four overhead camshafts. It all clocked at 360 ultra smooth horsepower with the transmission drive being through five speed stick shift. Suspension involved a coil and wishbone independent suspension set up. In one word it was wow both in terms of performance of the hop as well as the automotive styling.

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Although the styling of those early Lamborghini models may be considered standard Italian sports car design – designs which have worked their way into the so called standard sport scar designs and sport scar flair , at the time it was new and innovative and for the most part if was twenty five years ahead of anything produced in the good old U.S.A.. The one American sports car which might be considered an exception to that point was the Chevrolet Corvette. For years to come nothing else really matched or was similar to the clean aerodynamic lines and styling of the early Lamborghini classic autos.

Even then Lamborghini had such innovative products the establishment and reputation of the Lamborghini product line was no easy road to hoe. Although the first cars were produced in 1963 it was not for two years later at the Turin Motor Show that the car began to attract solid interest and for the reputation of the car and its studio to grow and begin to become accepted for what it should be.

The first real product of record for Lamborghini was what was marketed as Miura T 400 model automobile. Its first year of manufacture was the 1966 model year. The basic layout and design of the Miura T 400 was a mid-engined coupe with a slightly larger version of the overhead cam engine the classic V-12 laid out transversely behind the two seats of the car. The rear wheels were then driven by this engine through spurs gears . Interestingly the gear boxes and rear axles were Lamborghini products all by themselves so they shared a lineage that was unique and not the same as any other of the competitor s models.

What was performance of this little cat? The V-12 engine could pour out a total of 385 barrel horsepower. Top speed of this little coupe was over 180 miles per hour. It could more than carry its weight with the local Italian contenders even the famed Ferraris.

If the was one complaint from drivers or riders it was of noise levels in the car s cockpit. It can be said that this was the price to be paid for success or in this case speed and performance. If you cannot stand the heat don t stay in the kitchen. Certainly the buyers of Lamborghini fine motor cars who bought the product and established the revered name for its performance and advanced styling and forgo this small shortcoming or foible as the car as an assumed fact even a luxury.

The next model in the Lamborghini stable was introduced approximately two years later. The entire life of the production run of the popular Miura model was nine years with two cars being produced a week ( a production figure of only 100 or so cars a year). The name of this vehicle was the Espada. For the new Lamborghini model, the Espada, Lamborghini went back to a more standard front engine layout. Perhaps this was in response to concerns over noise levels in the cockpit of the Miura and the need to produce a more standard or civilized vehicle product. No one really knows what went on in the mind of the genius Ferruccio Lamborghini. However what was retained for sure were the Lamborghini basics – the four liter V-12 massive highly tuned engine with whizzy overhead cams and multiple choke carburetors all putting out massive automotive performance and handling.

In the end it can be said that the Lamborghini automotive and automotive styling and performance legends are more than unique and reek of power, thrust and acceleration.

About the Author: Terry Z. Voster

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Posted in Finance

Tuesday, March 21, 2006

David Parker resigned today from Cabinet, a day after he resigned his position as Attorney-General and after publicity around his filing of an incorrect declaration with the Companies Office on behalf of Queens Park Mews Limited.

The declaration said that the three shareholders had unanimously agreed not to appoint an auditor for the company; but according to Investigate Magazine, another shareholder, Russell Hyslop, had never been consulted about the matter.

Parker confesses to making a “mistake” over the returns. He says when Hyslop was declared bankrupt in 1997, he cleared it with the Official Assignee for the first two years. He then forgot to clear on other years.

Parker was saying early this morning that he would persist in holding his other portfolios.

Prime Minister Helen Clark released the news shortly before 11 a.m. (NZST) as she walked into a caucus meeting. She said, “I have this morning accepted Mr Parker’s resignation from all his portfolios.”

Knowingly authorising a false statement is an offence under the Companies Act. The maximum penalty under section 373(4) for filing a false return is a fine of $200,000 or five years of imprisonment.

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Monday, February 15, 2010

Belgian authorities have confirmed that at least eighteen people died in a head-on collision between two passenger trains in the suburbs of Brussels. Other reports suggest that the death toll could be as high as 25. More than 125 passengers are reported injured, 11 of them “very seriously”. Rescuers were still trying to free bodies from the wreckage of the trains more than eight hours after the crash, which occurred in snowy conditions at 08:28 local time (0728 UTC) near the station of Buizingen in the municipality of Halle, about 15 kilometres southwest of the Belgian capital.

One of the trains involved was travelling from Quiévrain to Liège, while the other was travelling from Leuven to Braine-le-Comte. The collision saw the first two carriages of one train being forced upwards into the air over the first carriage of the second train. Eyewitnesses described the collision as “brutal”, with passengers being thrown “violently” around the carriages.

Television footage showed the two smashed locomotives forced up in the air, with passenger cars strewn over a wide area and dazed survivors wandering at the crash site. Train speed at the time of the crash was not immediately known. There are reports that one of the trains ran a stop signal.

Initial reports suggest that the Leuven–Braine-le-Comte train was on the wrong line. It is not known if the train went through a red signal or if there was a problem with the signalling. A “well informed source” quoted by French-language daily Le Soir suggested that there might have been an electrical failure in the signalling system.

The collision occurred on one of the main access lines to Brussels-South station, about 14 kilometres (9 miles) from the Belgian capital. It caused “major damage” to overhead power cables, especially on the Brussels–Mons and Brussels–Tournai lines, and high speed rail services between Brussels and France and the UK have been suspended. Thalys services were temporarily halted due to the accident, with four of its trains in the region being diverted to alternative stations. Thalys services between Brussels and Cologne have now resumed, but services to Amsterdam and Paris are still suspended.

One passenger on board, Christian Wampach, described conditions on board the train, “It was a nightmare. We were thrown about for about 15 seconds. There were a number of people injured in my car but I think all the dead were in the first car.” Wampach was in the third car.

Another passenger, Patricia Lallemand, said, “When we came out we saw dead bodies lying next to the tracks, some mutilated.”

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