Normal 0 false false false EN-SG X-NONE X-NONE MicrosoftInternetExplorer4 /* Style Definitions */ table.MsoNormalTable{mso-style-name:”Table Normal”;mso-tstyle-rowband-size:0;mso-tstyle-colband-size:0;mso-style-noshow:yes;mso-style-priority:99;mso-style-qformat:yes;mso-style-parent:””;mso-padding-alt:0cm 5.4pt 0cm 5.4pt;mso-para-margin:0cm;mso-para-margin-bottom:.0001pt;mso-pagination:widow-orphan;font-size:11.0pt;font-family:”Calibri”,”sans-serif”;mso-ascii-font-family:Calibri;mso-ascii-theme-font:minor-latin;mso-fareast-font-family:”Times New Roman”;mso-fareast-theme-font:minor-fareast;mso-hansi-font-family:Calibri;mso-hansi-theme-font:minor-latin;mso-bidi-font-family:”Times New Roman”;mso-bidi-theme-font:minor-bidi;}

TheReason A Co-Payment Is Necessary

In this working population,lots of people possess health insurance for individuals’ plan in which theemployer generally insures a big portion of the annual premiums. Employees willstill be expected to come up with a co-payment every time they pay a visit to ahealth care professional. This payment consists of only a small amount of moneycome out from the employees’ pocket towards the price for getting thetreatments. This option of health insurance plan is well known. Due to theco-payment, people today will likely not make unwanted visits to the medicalpractitioners for very minor health problems which they can essentially treatby themselves at home. In turn, this also helps the health insuranceorganization to reduce the premiums, particularly in this very competitivemarket.

ApplyingMedicare For People Above 65

If one is above 65 andcurrently have some kind of disabilities, an individual can start looking intothe likelihood of having a Medicare to assist them in cutting down more in themedical expenditures. One significant negative aspect that an individual shouldknow is that Medicare will not cover up the fees for the drugs prescribed. Thisexpense also includes the cost of making use a nursing home. Having said that,don’t lose hope. There are still inexpensive prescription options obtainable inthe industry which often can benefit you tremendously in reducing the expenseborne for paying prescription drugs.

ApplyFor HSA(Healthcare Savings Account) To Your Advantage

Unfortunately, if you visitthe medical doctor very regularly due to some health related conditions inwhich you may experience, it is best for you to sign up for a HSA account. Thiswill help you to reduce your once a month health related spending drastically.How this operates is that you can reserve a portion of money to be deductedfrom your salary once a month and to be deposited into the HSA. This sum ofmoney can then be used to handle the expenses for all health-related expenses borne.This will efficiently help you to minimize your medical fees, as the cash inthe HSA is from your income prior to tax.

Given above are merelyvarious tips in which you can certainly be aware of before purchasing anyhealth care insurance. Thus, prior to you deciding opting for any healthinsurance products, complete your homework first. For example, you will need tomake a decision about whether you are prepared to co-pay in your medical planor prefer paying higher annual or per month premiums that will permit you notpaying for the medical treatment you receive.

Lastly, irrespective ofwhat health insurance for individuals plan you choose to pursue, don’t justdecide on one that may cost you the cheapest. Believe it or not, you have totry to select one that go well with your requirements in terms of restrictions,coverage and benefits that you could possibly get.

Posted in Insurance

Saturday, April 17, 2010

Journalist, counselor, painter, and US 2012 Presidential candidate Joe Schriner of Cleveland, Ohio took some time to discuss his campaign with Wikinews in an interview.

Schriner previously ran for president in 2000, 2004, and 2008, but failed to gain much traction in the races. He announced his candidacy for the 2012 race immediately following the 2008 election. Schriner refers to himself as the “Average Joe” candidate, and advocates a pro-life and pro-environmentalist platform. He has been the subject of numerous newspaper articles, and has published public policy papers exploring solutions to American issues.

Wikinews reporter William Saturn? talks with Schriner and discusses his campaign.

Retrieved from “,_Independent_U.S._presidential_candidate&oldid=4497624”
Posted in Uncategorized

Thursday, September 18, 2014

On the second day today of a three day visit to India the President of the People’s Republic of China, Xi Jinping, has signed multiple economic deals with India’s Prime Minister Narendra Modi.File:Xi Jinping October 2013 (cropped).jpg

China would set up two industrial parks in India, one in Gujarat and one in Maharashtra. The deals encompass Chinese investment of US$20 billion in infrastructure projects, modernisation of the Indian Railways, and agreements on trade, space exploration, and civil nuclear energy. China has also committed itself to opening its markets to Indian pharmaceuticals and farm products. A final settlement of the unresolved dispute over the Chinese–Indian border in the Himalayas is also to be sought; the dispute, over which the Sino-Indian War of 1962 was fought, arises over where the border should be.

In a message to Chinese journalists on Tuesday, Indian Prime Minister Modi used the slogan “Inch towards Miles”, (standing for “India and China towards Millennium of Exceptional Synergy”) to express his hopes as to the future direction of the two nations’ bilateral ties. The Indian Prime Minister further emphasised the shared history and culture of the two nations which could be further enhanced for a brighter shared future.

The Chinese president’s visit comes amid tension over Chinese territorial claims in the South China Sea, clashing with claims of several other countries, including Japan. In a five day visit to Japan in the beginning of this month, Modi said “The world is divided in two camps. One camp believes in expansionist policies while the other believes in development.” Modi and Japanese Prime Minister Shinzo Abe also came to an agreement which would see Japanese investment in India rise to US$33.6 billion in the next five years.

Another unresolved tension between the two nuclear powers India and China is continued Chinese support of India’s rival Pakistan.

Xi’s visit to India, which began yesterday following visits to Sri Lanka and the Maldives, is part of an initiative Xi likens to the creation of a 21st Century Maritime Silk Road.

Retrieved from “”
Posted in Uncategorized

Thursday, July 3, 2014

Ian Narev, the CEO of the Commonwealth Bank of Australia, this morning “unreservedly” apologised to clients who lost money in a scandal involving the bank’s financial planning services arm.

Last week, a Senate enquiry found financial advisers from the Commonwealth Bank had made high-risk investments of clients’ money without the clients’ permission, resulting in hundreds of millions of dollars lost. The Senate enquiry called for a Royal Commission into the bank, and the Australian Securities and Investments Commission (ASIC).

Mr Narev stated the bank’s performance in providing financial advice was “unacceptable”, and the bank was launching a scheme to compensate clients who lost money due to the planners’ actions.

In a statement Mr Narev said, “Poor advice provided by some of our advisers between 2003 and 2012 caused financial loss and distress and I am truly sorry for that. […] There have been changes in management, structure and culture. We have also invested in new systems, implemented new processes, enhanced adviser supervision and improved training.”

An investigation by Fairfax Media instigated the Senate inquiry into the Commonwealth Bank’s financial planning division and ASIC.

Whistleblower Jeff Morris, who reported the misconduct of the bank to ASIC six years ago, said in an article for The Sydney Morning Herald that neither the bank nor ASIC should be in control of the compensation program.

Retrieved from “”
Posted in Uncategorized

Local florists versus online florists


Dpetals Singapore

A florist is basically a person who takes care of the flowers and specializes in the arrangements of the flowers and their designs in bouquet. Florists also take contracts for the flower arrangements for the weddings. These florists are experts in the several designs of flowers.

YouTube Preview Image

There are a large number of online Singapore florists which are easily available on the internet. You can also find them in the local shops. There are some benefits and drawbacks of local florists over the online florists. When you are buying the flowers from the local Singapore florist, then he can provide you more personalized service for the flowers. In addition to this, if you are buying the flowers from the local florists, he can also provide you some discounts if you are his regular customer which is not same in the case if you are buying the flowers from the online florists. The online Singapore florist will be having the national and the international network where he can provide a very fast delivery with just a single call from your phone. Since, the local florist cannot give the free delivery to the every customer who comes to his shop. So, here you have to compromise with local florists. When you order a bouquet of flowers online then there is a particular amount of fee which you have to pay for processing the order to the real florists. The total cost which you will give to the florist, the florist will only get a part of it and the rest is the processing fee. For instance if you are buying the flowers for $65 and this order is further passed to a local florist to process, then the actual price of those flowers is around $45. The florist delivery of flowers is generally very fast but the online florists generally lack in the real knowledge of flowers as compared to local florists. Their knowledge is only limited to the picture of flowers and the scant details. The florists are the individuals which deal with the flowers at the retail level. These flowers-only shops also include the telephone orders, sales and online stores. Since 1998, it has been observed that there is at least 28 percent decline in the local florist shops. The main reason is the evolution of World Wide Web. It has affected the local stores of flowers to a great extent. Today, the people generally do not have enough time to go and buy flowers from a local wholesale florist and just order them online by paying some extra dollars. If you go to the local florist shop, you will find a very special arrangement of the flowers. They normally keep them in sleeves and containers. Whether you are selecting the florist online or a local florist, you should make sure that the florist you are choosing should have complete knowledge of various designs and arrangements, especially if you need them for some important event. However, it has been observed that if you hire a local florist then he will have more knowledge of various matching themes of flowers.

Looking for


– is the most trusted name among all

Singapore florist

and retail

online Singapore florist

for flowers of all occasions. Log on to to see the wide collection

Article Source:

Posted in Floral Gifts

Saturday, January 1, 2005

The National Archives of Australia have, as part of their standarddocument release cycle, released thirty year old documents from theWhitlam government.

The centre piece of the 1974 archives are a series of documents fromthe Australian Cabinet and the Treasury pertaining to the attempt toobtain a $US4 billion loan by the Whitlam government from the MiddleEast. The obtaining of these loans and the scandal generated becamecollectively known as the “Loans Affair,” and contributedsignificantly towards the dismissal of the Whitlam government by SirJohn Kerr the following year.

The documents from Treasury, which include descriptions of both theloan itself and the people involved in arranging them, are scathing.The “Points that might be made” document of December 13, 1974 clearlystates that Treasury believed the distinct possibility that the loansmight be part of “a confidence trick of major proportions”. Minutesfrom another meeting five days later state the “incredulity” on thepart of the Bank of England and the Federal Reserve Bank of New Yorkregarding the viability of the loan.

Those documents now available comprise the beginning of the LoansAffair, from the initial offers to the end of 1974. The remainder ofthe Loans Affair documents, as well as everything else from 1975 willbe released on January 1, 2006.

Retrieved from “”
Posted in Uncategorized

Sunday, March 9, 2008

A 23-year old man from Smiths Station, Alabama has been arrested for the murder of Lauren Burk, an 18-year old Auburn University student. Burk had been found March 4th along Alabama Highway 147, fatally injured from a single gunshot wound. Courtney L. Lockhart has been charged with capital murder during a kidnapping, capital murder during a robbery and capital murder during an attempted rape.

Burk’s murder drew national interest. Gov. Bob Riley offered a $10,000 reward for information leading to the arrest and conviction of the murderer(s). A combined local, state, and federal task force investigated the case.

Shortly after the murder, Burk’s car was found burning on the Auburn campus. The next day investigators discovered a surveillance photo of Lockhart buying gas at a local mini-mart near where Burk’s body was found. They had their suspect but they didn’t know who he was.

Lockhart was arrested March 7 after a high-speed chase. He had been stopped for speeding. When the car matched a vehicle involved in a recent robbery, backup was called in. Lockhart later confessed to robbing an elderly woman the previous week, and to four other robberies.

Retrieved from “”
Posted in Uncategorized

Friday, April 6, 2007

Miami Dolphins running back Ricky Williams, who has applied for reinstatement to the NFL, told ESPN Radio’s Dan Patrick on Friday that he hasn’t gotten high on drugs “in maybe three years.” Williams credited yoga with replacing drugs to ease stress.

Williams was suspended in April 2006 for violating the NFL’s Substance Abuse Policy. Reinstatement to the league requires clinical evaluation and sending a hand-written letter to Roger Goodell, commissioner of the NFL. Williams stated: For the most part, as long as you follow the rules, you have a pretty good shot to be reinstated. Half of it is testing and the other half is you have to talk to someone on a weekly basis.

During the radio broadcast, Patrick asked Williams when the last time he had been drug tested. Williams’ anwser was Two minutes ago. and that he had passed.

Williams blamed the high levels of stress involved in playing football with his use of Marijuana. He said the only way to deal with it was “to go home, relax on the couch, roll up a joint and take a couple of puffs.”

Williams told Patrick during the interview that he hadn’t spoken with new Dolphins head coach Cam Cameron yet. Addressing what the Dolphins may or may not choose to do with him, Williams said that he would be “fine with whatever happens.”

Williams said, when asked why he wants to return to the NFL: “For me, it’s a test to see if all this work I’ve done is really worth something. If I can go to the NFL and have success, that would speak a lot for yoga and what I’ve learned and offer a lot of people who have dealt with the same issues I have a way out.”

Retrieved from “”
Posted in Uncategorized

Medical transcription is an important part of any medical treatment. In a country like India, where the population is so huge, we always have many hospitals and clinics coming up. With that there aremedical transcription companiesthat are growing in numbers too!

Medical records of the patients were earlier documented in papers and files. That often made things difficult to find and get access to. Lack of space and systematic arrangement became huge issues to be concerned with. It is then thatmedical transcription companiessaw an opportunity to sort out these issues and make a business out of it at the same time. They soon adopted the technique of western countries of storing medical records using electronic devices. With the advancement in technology, we soon saw the rise of computers and things became simpler.

Medical transcription companiesstarted converting the voice files of the doctors into text. Now you may ask what voice files? We are talking about the medical dictation of doctors, which were recorded, in audio devices. Initially, all of this used to be done by the hospital staff. But these companies soon took over There were either individual medical transcriptionists or the companies who were ruling the medical transcription market.

Sometimes transcription companies are also hired from abroad the term for which is outsourcing. Especially when it came to developed countries, hiring from developing countries was real cheap.

Now coming tomedical transcription in India,Once Indians were outsourced for medical transcriptions; companies here too saw the opportunity to start a business related to medical transcription. The start was not easy though. People realized medical transcription requires a lot of efforts.

Initially people thought that medical transcription was just plain typing work. However, in the due course of time they realized it required a lot more than just typing work. It needed immense grammar skills and a sound knowledge of the medical field. That is howMedical transcription in Indiasaw a professional growth. Training was given to transcriptionists so that they are equipped with basic knowledge related to the health care domain, terminologies, illnesses and their treatment, operations, etc. Transcribing properly was the order of the day.

Medical transcription Indiasaw various takers once they realized its potential. The profession could not only save lives but also earn a lot of money. One could even work from home, which saw educated housewives getting into the field as well. Those unemployed could also get into this sector depending on their educational qualifications. The medical field here is growing fast. We are slowly seeing the growth of medical transcription servicestoo, whichtrain people for medical transcription with specialized knowledge. This is surely a good time for hospitals too. They can no longer be worried about maintaining records systematically. Thanks to the advancement in technology and these growing transcription companies, it is a really good time for the field of medicine.

Posted in School

Thursday, September 10, 2020

Three children were taken to hospital after a Stagecoach South bus crashed into a tunnel in Winchester, Hampshire, England at about 8:10 am this morning.

A Hampshire Police spokesman said “We were called at 8.10am today, 10 September, to reports of a serious collision on Wellhouse Lane, Winchester, after a school bus collided with a railway bridge causing significant damage to the top of the bus. […] 13 students with minor injuries have been dealt with at the scene. […] We are working in cooperation with the school and Hampshire County Council children’s services to provide support to the students and their parents.”

Fourteen-year-old Zoe, on the top deck of the bus when the incident occurred, said the roof fell in and “everyone started screaming”, and “[i]t felt like ‘am I going to live or am I going to die?’?”.

Fifteen-year-old Robert, on the lower deck, said “I thought we’d hit the side of the tunnel, then I saw the top of the bus falling down”.

A spokesperson for Stagecoach South said their thoughts were with the children and their families, and they were carrying out an internal investigation.

Retrieved from “,_England&oldid=4589895”
Posted in Uncategorized